SMS vs Email ROI Calculator

Calculate Your SMS Invoicing ROI

Email invoicing has a 22% open rate and 42-day average payment time. SMS has a 98% open rate and 7-day average payment time.

But what does that mean for YOUR business? Let's calculate the exact dollar impact:

Understanding Your ROI

The calculator shows three critical impacts of switching to SMS:

1. Freed Working Capital

When payment time drops from 42 days to 7 days, you free up 5 weeks of working capital. This money can be used to:

• Pay down high-interest debt
• Hire needed team members
• Invest in growth opportunities
• Build a cash reserve for emergencies

2. Time Savings

Most business owners spend 5-8 hours per week chasing late payments via email and phone calls. SMS automation reduces this to 30 minutes per week. At $100/hour, that's $1,800-2,900/month in reclaimed time.

3. Platform Cost vs. Value

SMS platforms typically cost $49-199/month depending on volume. But the freed capital and time savings usually exceed this cost by 10-50X.

Real Business Examples

Marketing Agency - $120K/month revenue

• Freed capital: $140,000
• Time savings: $2,400/month
• Platform cost: $149/month
• Net monthly ROI: $2,251
• Annual savings: $27,012

Consulting Firm - $50K/month revenue

• Freed capital: $58,300
• Time savings: $1,800/month
• Platform cost: $79/month
• Net monthly ROI: $1,721
• Annual savings: $20,652

Freelance Designer - $15K/month revenue

• Freed capital: $17,500
• Time savings: $600/month
• Platform cost: $49/month
• Net monthly ROI: $551
• Annual savings: $6,612

The Breakeven Question

Most businesses break even on SMS invoicing within the first month. Here's why:

If you spend 5+ hours/week chasing payments: Time savings alone justify the cost
If you have $50K+ in receivables: Freed capital alone justifies the cost
If you use credit to cover cash flow gaps: Reduced interest alone justifies the cost

For most small businesses, all three factors combine for 10-30X ROI.